Here is my current set up to get the most out of the lock screen apps that I use:
On my main phone (currently Google’s Pixel XL) I have:
It can get a little tiresome sometimes using all of them on one phone, but the points and rewards add up fast so I don’t complain much. You can change the settings in some of them to maximize ads that pop up or minimize, but that also affects how much your earnings are on those apps. I have all these lockscreen apps on the main phone because it gets the most usage out of the apps.
On a separate phone (Galaxy S6 Edge) I have:
They are not rewarded based on how much they are used, so I only use them once or twice a day to get the max rewards per day.