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Money Minute 1: Bank Accounts

This is a new series of posts that we are trialing in 2018.

The first process of gaining money, lazily or not, is to have a safe manageable place to store it depending on how you use it. It is often best to have multiple bank accounts to manage your finances to suit your needs. The two primary types of bank accounts are SAVINGS and CHECKING accounts. Checking accounts are more flexible for frequent usage and spending, such as to pay bills and make purchases. Savings accounts are for saving for the future, with some accruing interest. These often have limits about the number of withdrawals that can be made to the account each month. Checking accounts occasionally have some accruing interest based on the lowest balance of the month.

Depending on the bank, you should always be wary of usage and overdraft fees. Every bank account has it’s own pros and cons, which is why it can be difficult to choose. Some are free to open, while others charge a monthly or one-time fee. Some are for personal use, while others are for businesses, small and large. Some are brick-and-mortar, and some are only online. Some require a minimal balance or frequency of use before charging a fee.

Coming up: CHOOSING A BANK ACCOUNT

 

Freenters

Freenters is a program that pays students when they print to paper. Essentially, for every five pages of a document printed, an ad page is printed. It does not share any pages with your printed materials, so don’t worry about an ad showing up halfway through a page you need for work or school or something else.

To Get Set Up:

Sign up and download the Freenters driver onto your computer.

 

Select the driver to print to and earn $0.40 every ad-page printed.

 

Once you hit $10.00, cash out your rewards to your Paypal account.

Here’s my payout after only a week:

The program is currently only available to students with a .edu email address but that may be changing soon.

Click Here to Get Set Up! Use code LAZYMONEY to extra perks!

Simkl

Doing work on sites like InstaGC, Clixsense and other GPT sites tend to get repetitive and possibly even boring. What I do to prevent any boredom from occurring is to watch TV shows on the left side of my screen while doing clicks and surveys on the right.

Doing a lot of clicks and surveys usually means watching a lot of TV shows and movies. But often, you might forget what episode you are up to for a show, or what movies you have watched. That is where Simkl comes in. Simkl allows you to track what TV Shows, Movies, and Anime you have watched, and can even do a lot of it automatically, using a Chrome Extension for Netflix, Hulu and Crunchyroll, as well as a Windows program for local videos you have downloaded, and even a Kodi add-on for all of your Kodi devices!

Simkl can notify you when new episodes come out using email, browser notifications, and even a Facebook Messenger bot. You can mark recent episodes directly from the Messenger app!

Check it out at Simkl.com

Seeso

Sometimes, it’s great to be able to watch shows while earning money. Or, you just want to kick back and relax. Seeso is a new streaming service from NBC that has all the comedy you can imagine (every episode ever of Saturday Night Live for example), original shows, an entire section dedicated to British comedy, and more!

Be sure to sign up for a free trial to Seeso here!

Qmee

Qmee is a program you install on your browser (Chrome, Firefox, etc.) and when you do regular searches on Google, Amazon, or Ebay, it rewards you. It will pull up links to products and stores related to your searches, and when you click on those results, you get paid.

qmee-results

 

You need to have a PayPal account to get paid. I have made over $10 just from regular searches in one month. You can cash out at any amount at any time.

They also offer survey opportunities and coupon codes for purchases of items related to your searches.  The earnings potential continues to grow with them!

Click Here to Sign Up!

Click here to join!

Swagbucks Tutorial

Welcome to Swagbucks!

Let’s get this thing started! First things first, I’m Cassie. I have two dogs and recently got engaged! My current goal is to earn enough from Swagbucks to pay for my honeymoon in Spring 2018! (We’ll talk more about that later).
I’m sure your wondering what this Swagbucks thing is and how it works, right? Swagbucks is a GPT (Get-Paid-To) website, basically brands and sponsors pay Swagbucks to advertise for them and Swagbucks gives us a cut of the money for viewing and interacting with their ads.
By using the site you will earn Swagbucks “SB” which are basically $.01/+ USD (depending what you cash out for) Ex: 5000 SB = $50(US). Watching videos, answering surveys, interacting with brand ads, playing games, signing up for offers, purchasing through the site, and redeeming coupons at your local store are just some of the ways to earn on the site. Once you collect enough points you can cash out for gift cards to popular stores (Amazon, Walmart, Target, etc), Visa gift cards, or PayPal cash.
What to know before signing up:
— Swagbucks is 100% free. No sign up fees, cash out fees, or hidden fees.
— Make an email dedicated to Swagbucks, you’ll be thankful for this in the future. Many offers are newsletter sign ups, click-throughs to sponsor sites, etc. which means a lot of junk mail and sales emails.
Make sure to check back for our upcoming site tutorial and walk through of most common ways to earn SB.

App Trailers

App Trailers is a very simple app. You watch videos of apps to earn points. The minimum cashout is $0.50 to PayPal, where 500 points is worth 50 cents. You can also cashout for giftcards such as Starbucks and gaming codes (Xbox, League of Legends, PlayStation, Nintendo eShop, and Steam).  Every video watched is worth anywhere from 3 to 15 points and they add up really fast.

You can download the app on iOS and Android devices at AppTrailers.com and use the referral code azriel5 to earn 50 points towards your first cashout. Also, please contact us on facebook for tips or if you are stuck.